DNB puts nCino platform into production for corporate lending

DNB has put nCino’s banking platform into production for its corporate lending operations, with a planned extension to small and medium-sized enterprise lending next year, nCino said in an announcement. The implementation gives the Norwegian bank a new technology base for credit work across a corporate client franchise of more than 200,000 companies.

nCino, listed on Nasdaq under the ticker NCNO, said DNB is using its Commercial Lending product together with Banking Advisor, an AI-powered conversational interface designed to sit inside banker workflows. Deloitte supported the implementation, which nCino described as following its gold standard approach.

Headquartered in Oslo, DNB serves more than 2 million retail customers and operates through a global branch network, according to nCino. The bank is also described by nCino as a leading lender to the shipping and seafood industries and a significant international participant in energy-sector banking.

The move is part of DNB’s effort to modernise credit systems and establish a platform for longer-term business value, nCino said. In lending operations, such systems typically bring origination, credit analysis, workflow management and client data into a common environment, reducing the need for bankers to switch between separate tools during the life of a loan request.

Cecilie Kirsebom Foyn-Bruun, executive vice-president of lending at DNB, said the bank’s own digital transformation led it to choose a technology partner that could support a major change. She said DNB’s aim is to give bankers a single platform, connected data and intelligence that can help them work faster for corporate clients.

nCino said DNB plans to continue the rollout across branches in nine countries. The company did not provide financial terms for the contract, disclose implementation costs or state the expected timing for completion of the broader international deployment.

For DNB, the corporate lending launch comes before the planned SME lending expansion. That sequencing places the platform first in a segment where credit processes can involve larger exposures, multiple jurisdictions and more complex risk assessment than many smaller business loans.

Joaquín de Valenzuela, nCino’s managing director for EMEA, said DNB’s selection of the platform reflects demand among financial institutions in the region for nCino’s technology. He said the platform’s agentic capabilities are intended to support faster, data-informed decisions by using AI inside lending processes.

nCino positions its platform as technology for agentic AI banking. In this context, the company’s description refers to software that can provide conversational assistance and intelligence within existing banker tasks rather than operating as a separate analytics tool. The announcement did not specify which decisions, if any, are automated or how DNB will govern AI use in credit workflows.

This story draws on original reporting from Finextra Research.