Rafael Ortiz

Fintech

PNC CISO appointment names Christian Winward to security role

Christian Winward joins PNC's security leadership after more than 30 years at FirstBank, which PNC added earlier this year.

By Rafael Ortiz · 2 months ago

Fintech

Oportun Smart Bills uses AI to save for recurring expenses

Oportun added Smart Bills to Set & Save, saying early users saved 48% more per month than members using the savings app alone.

By Rafael Ortiz · 2 months ago

Fintech

Smart checkout offers could move $349 billion, PYMNTS-FIS report says

A PYMNTS-FIS survey of 60 merchants finds checkout offers are widely used, but data gaps and coupon friction limit results.

By Rafael Ortiz · 2 months ago

Fintech

Card issuer fraud costs rank near top for 42% of issuers

PYMNTS Intelligence and Visa DPS found fraud and disputes are a top-two platform operating cost for 42% of U.S. card issuers.

By Rafael Ortiz · 2 months ago

Fintech

Pemo SVF licence approval in UAE clears path for digital wallets

Pemo has received in-principle CBUAE approval for an SVF licence, allowing it to expand fund-holding and wallet services for UAE S...

By Rafael Ortiz · 2 months ago

Fintech

Happen Bank deposits rise 18% as LevelUp accounts gain with borrowers

Happen Bank ended the quarter with $10.8 billion in deposits as LevelUp checking and savings products reached more loan customers.

By Rafael Ortiz · 2 months ago

Fintech

Meta AI Muse Spark upgrade moves assistant into workplace tasks

Meta says Muse Spark 1.1 can link to email and calendars, build slides and complete multi-step tasks as investors scrutinise AI sp...

By Rafael Ortiz · 2 months ago

Fintech

Visa Europe executive says money movement transparency is foundational

Visa Europe’s Philip Konopik told FinextraTV that faster money movement depends on flexible infrastructure and clearer client visi...

By Rafael Ortiz · 2 months ago

Fintech

Kalshi perpetual futures top $1 billion as Wall Street banks wait

Kalshi’s crypto contracts surpassed $1 billion in a week, while banks wait for deeper liquidity, clearer rules and stronger infras...

By Rafael Ortiz · 2 months ago

Fintech

Swedbank DFS settlement brings $50mn New York penalty

New York’s DFS said Swedbank will pay $50mn to resolve claims tied to a Panama Papers-era compliance investigation.

By Rafael Ortiz · 2 months ago

Fintech

Microsoft Project Perception targets AI-powered cyber threats

Microsoft introduced Project Perception, an agent-based security system that uses AI models to detect risks and improve defenses i...

By Rafael Ortiz · 2 months ago

Fintech

UK bank transfer problems hit Barclays, Lloyds and other customers

Customers at several UK banks reported payment and transfer delays, with Barclays, Lloyds, Revolut and Monzo citing service issues...

By Rafael Ortiz · 2 months ago