Smartphone shopping in stores grows as mobile reaches 53% of purchases
PYMNTS Intelligence and Visa Acceptance Solutions say phones now guide discovery, pricing, loyalty and payment across retail chann...
By Rafael Ortiz 2 months agoFintech Correspondent
Rafael Ortiz
Rafael covers payments, banking infrastructure, and the software eating financial services. Former product lead at a payments processor.
Latest from Rafael Ortiz
OpenAI merch store opens to public as AI swag gains status value
OpenAI has put employee apparel on public sale, joining tech firms using scarce branded goods to build customer and developer affi...
By Rafael Ortiz 2 months ago
Middle market uncertainty puts cash flow and AI execution in focus
PYMNTS Intelligence data show high-uncertainty middle-market firms are missing targets, pushing CFOs toward faster cash cycles and...
By Rafael Ortiz 2 months ago
Stripe OpenRouter deal talks point to $10 billion AI push
Stripe is discussing an OpenRouter acquisition that could approach $10 billion, the Journal reported, as it also weighs its PayPal...
By Rafael Ortiz 2 months ago
Enova Q2 2026 results show record receivables and stronger credit
Enova said originations rose 27% and receivables hit $5.5 billion, as credit improved across consumer and small-business lending.
By Rafael Ortiz 2 months agoBitcoin Security Consortium gets $15 million pledge from major firms
Nine digital-asset and financial firms pledged $15 million over three years to fund Bitcoin security research and developers.
By Rafael Ortiz 2 months agoAlipay Hang Seng QR payments deal expands overseas merchant access
Ant International’s Alipay+ has added Hang Seng Bank, linking its app users to QR code payments at merchants across 55 markets.
By Rafael Ortiz 2 months agoLoopXPay transaction marks Visa and Lianlian B2B AI payment test
Visa and Lianlian said LoopXPay completed a live B2B purchase in China using an AI agent with spending and approval controls.
By Rafael Ortiz 2 months ago
Bain Capital Vitabiotics acquisition targets global vitamin growth
Bain Capital agreed to buy UK vitamin maker Vitabiotics, with its Asia private equity team leading a deal aimed at overseas expans...
By Rafael Ortiz 2 months ago
Lithic says agentic payments could push virtual cards into B2B controls
Lithic’s Robin Gandhi told PYMNTS that AI-led purchasing may require new authorization rules, with B2B and virtual cards early foc...
By Rafael Ortiz 2 months ago
Telli raises $15 million to build AI agents for customer operations
Telli said its seed round will fund Charlie, an AI agent builder for B2C customer calls, lead qualification and service requests.
By Rafael Ortiz 2 months agoCo-operative Bank switching incentive offers £300 for charity accounts
Co-operative Bank will pay eligible organisations £300 to open and fully switch to its Charity and Community Account.
By Rafael Ortiz 2 months ago