Infinite and Sardine connect compliance and risk tools for stablecoin firms

Infinite and Sardine have launched a two-way integration aimed at stablecoin businesses, fintechs and financial institutions seeking to combine fraud controls, compliance workflows and payments operations. The companies said on 2 July 2026 that the arrangement brings Sardine’s real-time fraud and risk intelligence into Infinite’s AI-powered compliance platform, while giving Sardine customers access to Infinite’s account infrastructure for compliant money movement.

Infinite describes itself as an AI-native compliance and payments platform built for the stablecoin economy. Sardine provides fraud, risk and payments technology. The companies said the integration is intended to help customers streamline onboarding, strengthen risk management and simplify payments operations.

The integration allows Infinite customers to use Sardine risk signals inside their compliance processes. Those signals include device intelligence, behavioural biometrics, transaction risk data and patterns identified by Sardine across its network of financial customers, according to the companies.

Soups Ranjan, chief executive of Sardine, said stablecoins are becoming a larger part of the global financial system and that businesses need compliance risk infrastructure capable of matching the speed and scale of digital transactions. He said the partnership with Infinite is designed to provide monitoring, screening and fraud prevention capabilities for institutions.

How the integration works

Infinite said its platform combines rules-based controls with AI-powered decisioning to assess risk, automate reviews and decide whether to approve a customer or transaction, escalate it, or request more information. By feeding Sardine’s signals into those workflows, Infinite said customers can make compliance decisions more quickly and reduce dependence on manual review.

For regulated financial companies, the audit record is central to the mechanism. Infinite said each evaluation creates an audit trail showing which signals were reviewed, what rules were applied and the reasoning behind a decision. The companies said that record is intended to provide the transparency and explainability expected by financial institutions and regulators.

The second side of the integration puts Infinite Accounts into Sardine’s payments platform. The companies said this gives Sardine customers a verified, compliance-aware account layer that can support fund movement.

In practice, the integration links several steps that often sit in separate systems: identity checks, risk scoring, compliance review and transaction execution. The companies said connecting those functions should reduce operational complexity and lessen friction between verifying a customer and processing a payment.

Stablecoin infrastructure focus

The partnership also reflects a personnel connection between the two companies. Nikhil Srinivasan of Infinite said Infinite was founded by Raj, himself and Krisan, all former Sardine employees. He said the founders learned fraud, risk and compliance principles at Sardine before building Infinite for the stablecoin economy.

According to Srinivasan, that shared background helps explain why the two platforms fit together. The companies framed the arrangement as both a commercial integration and a reunion between Sardine and alumni now building account and compliance infrastructure for stablecoin use cases.

Infinite and Sardine said they plan to expand the integration over time. Areas under consideration include onboarding, transaction monitoring, compliance automation and payments infrastructure, as demand for stablecoin-powered financial services grows, according to the companies.

This story draws on original reporting from Finextra Research.