Revolut growth strategy draws scrutiny after £4.5bn revenue year
Fintech Wrap Up’s Sam Boboev says Revolut’s 2025 metrics show growth from users, ARPU expansion and capital-efficient operations.
By Rafael Ortiz 2 months agoFintech Correspondent
Rafael Ortiz
Rafael covers payments, banking infrastructure, and the software eating financial services. Former product lead at a payments processor.
Latest from Rafael Ortiz
Upstart Bank approval from OCC advances fintech lender’s charter plan
Upstart has received OCC conditional approval to form Upstart Bank, with FDIC deposit insurance and Fed holding company reviews st...
By Rafael Ortiz 2 months ago
FIS digital money strategy centers on bank networks and tokenized deposits
FIS executive David Trecker says banks should prepare for stablecoins, CBDCs and tokenized deposits to develop side by side.
By Rafael Ortiz 2 months agoAgentic payments audit trail needs identifiers before ledgers, strategist says
Aaron Cheiffetz says banks should add stable join keys to agentic payment records before scaling automated transaction flows.
By Rafael Ortiz 2 months ago
DeepSeek funding round paused before planned IPO, Bloomberg reports
DeepSeek has reportedly suspended a second fundraising after targeting at least $1.4 billion and a $70.8 billion pre-money valuati...
By Rafael Ortiz 2 months agoObjectway Slib acquisition talks target BNP Paribas-Natixis venture
Objectway is negotiating to buy Slib, adding securities processing and risk tools while expanding its French and Iberian footprint...
By Rafael Ortiz 2 months ago
One Inc insurance payments strategy puts intelligence behind invisible flows
One Inc’s Kishore Konakanchi told PYMNTS that insurers need trusted, unified payment systems before they can use payment data effe...
By Rafael Ortiz 2 months ago
Bank APIs in embedded finance now shape launch speed, Green Dot says
Green Dot’s Akhil Gupta told PYMNTS that bank API quality now affects partner acquisition, revenue timing and retention in embedde...
By Rafael Ortiz 2 months ago
Gen Z government disbursements hit problems for 63%, PYMNTS says
A PYMNTS Intelligence and Visa Direct survey says younger U.S. recipients face more delays, checks and costs when government payme...
By Rafael Ortiz 2 months ago
MidEuropa construction software deal targets Czech data platform
MidEuropa agreed to buy a Czech construction software and data platform from DEK Group, with closing expected in the second half o...
By Rafael Ortiz 2 months agoDigital payments 2030 debate turns to small language models
Infosys manager Neeraj Aggarwal says payments AI will move from faster rails to SLMs for fraud, disputes and compliance by 2030.
By Rafael Ortiz 2 months ago
Big Tech AI spending faces investor scrutiny after Alphabet selloff
Alphabet fell 7% after lifting capex plans, as Bloomberg estimates Google, Amazon, Meta and Microsoft will spend $724 billion this...
By Rafael Ortiz 2 months ago