FCA open finance framework puts AI agents at centre of UK fintech shift
A Finextra opinion by Easemoney’s Nanne Parmar says UK smart data rules are steering fintech capital toward compliant AI infrastru...
By Rafael Ortiz 1 month agoFintech Correspondent
Rafael Ortiz
Rafael covers payments, banking infrastructure, and the software eating financial services. Former product lead at a payments processor.
Latest from Rafael Ortiz
Nium CEO sees stablecoins as a tool for trapped corporate cash
Prajit Nanu told PYMNTS that stablecoins may be most useful as treasury infrastructure for multinationals managing liquidity acros...
By Rafael Ortiz 1 month agoBank of Ireland names Prag Sharma as first chief AI officer
The Irish lender hired Citi veteran Prag Sharma to lead AI strategy as it expands use of the technology in fraud detection, custom...
By Rafael Ortiz 1 month agoHuskHoard architect argues metadata can cut compliance storage costs
Joichiro Mitaka says firms can reduce archive bills by separating searchable indexes from long-term bulk data held in cold storage...
By Rafael Ortiz 1 month agoLemFi to use BVNK stablecoin infrastructure for cross-border settlement
The remittance platform says BVNK will route back-end settlement over regulated stablecoin rails while customers continue to send...
By Rafael Ortiz 1 month agoTPBank taps TerraPay for real-time overseas payments
The Vietnamese bank will use TerraPay’s network to support outbound cross-border payments to bank accounts and wallets in more tha...
By Rafael Ortiz 1 month ago
Inflation drives US spending gains as strained households cut extras
PYMNTS says prices accounted for most April spending growth, while financially pressured consumers reduced discretionary services...
By Rafael Ortiz 1 month agoWestern Union rolls out dollar stablecoin card with Visa and Rain
The remittance group has launched a Solana-based dollar token wallet and card, initially targeting users in four markets.
By Rafael Ortiz 1 month agoTapix CEO says banking features depend on transaction data quality
Ivan Dovica argues that banks’ digital tools can fail when merchant, category and enrichment data lack the depth, breadth or accur...
By Rafael Ortiz 1 month ago
AI shopping tools shift power from review sites to recommendation layers
Google, Reddit and Yelp are using AI to turn reviews into purchase recommendations as referral patterns change and platforms defen...
By Rafael Ortiz 1 month ago
Chris Fall resigns as head of US AI safety center after three months
Commerce confirmed the CAISI chief’s departure, with NIST director Arvind Raman taking over the AI standards body on an acting bas...
By Rafael Ortiz 1 month agoRevolut wins Australian banking licence as Asia-Pacific push expands
APRA has granted Revolut a full ADI licence, allowing the fintech to operate as a licensed bank in Australia and broaden products...
By Rafael Ortiz 1 month ago